This account type is normally termed as business account that is recommended for those in brisk business. It is a cheque-bearing account meant for businessmen/women, salaried customers, groups, companies, and individuals who frequently need money for their business operations. Withdrawals on credit balances can be made as frequently as possible. Other benefits include overdrafts and loans.

This is business loan facility targeted at account holders such as individuals, corporate bodies, and enterprises to support activities.

Savings Accounts

The purpose of this product is to allow clients to save for investment or to raise capital. Savings Account is an interest-bearing account meant for all groups, individuals, associations and companies. Customers are given passbooks from which they easily read and keep documented track of their current balances. Interests are calculated daily and applied at the end every month.

Susu Account

This innovative savings product is designed for clients who find it difficult to leave their homes and workplaces to go the bank. It gives them the unique opportunity to save with the bank through the network of mobile banking staff. AARBL operates two separate accounts under the Susu scheme. These are ‘Susu Waawaa’ and ‘Woforo.

Transport Loans

This product is designed for local public transport operators; the transport loan product seeks to co-finance the purchase and maintenance of the transport vehicles for deserving applicants.

Salaried Loans

This facility is granted to salaried account holders who receive their salaries through the bank.

Micro Finance Loans

This credit facility is designed to meet the needs of petty traders (especially women groups) in our operational areas. The bank is so much committed to the project in order to help alleviate poverty in the bank’s catchment area. Specific sub-products under Micro Finance include Adwuma Nkoso, Credit with Education and Susu Loan (Woforo Dua Pa).

Fixed Deposit

This Fixed Deposit product is typically an investment account which is lodged for a fixed tenure of 3 months, 6 months, 9 months or 12 months respectively. The rate of returns is higher compared to normal savings.

Funeral Loans(Abusuapanin Anidaso)

This facility is designed to enable account holders/non-account holders have access to funds when bereaved to perform funeral rites.

Remittance Services

The Bank currently operates two foreign money transfers namely Western Union and MoneyGram. Domestic money transfers offered are Apex Link and those offered by Telecommunication companies MTN Mobile Money and Tigo Cash.